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4 Easy Ways to Save Money on your Car Insurance in 2023

Every day it seems like the world is becoming more expensive. With the price of so much increasing lately it makes sense that many of us are looking for places to cut back. One possible avenue to lower costs in your budget is to reduce how much you pay for car insurance. In this article, Stanton Insurance wants to show you different methods that may help to lower your car insurance costs to save you money quickly and easily. 

In Illinois, there are multiple different ways for drivers to save money on their car insurance.

Key Takeaways: 

In Illinois, there are multiple different ways for drivers to save money on their car insurance. 

  1. Shop around for your car insurance policy because this ensures that you’re getting the best car insurance for the best price. 
  2. Increasing your deductible will lower your car insurance rates because the insurance agency will no longer be providing as much financial assistance. 
  3. Seek out discounts because many drivers are eligible for discounts that can reduce the price of their car insurance payments. 
  4. Drive Safely because if drivers get in accidents or have traffic violations it can increase the cost of their premiums.

We can Shop Around for Lower Prices 

As an independent agent, we have access to multiple companies to make sure you get the best coverage for the right price. There is no need for you to do all of this legwork because we do it for you. 

Increase your Deductible

Another quick way to cut back on costs is to raise the deductible on your car insurance. When you increase your deductible, you’re cutting back on the money the insurance policy will pay out if you ever get in an accident. So while you are paying less on your insurance, it is still important that you budget accordingly in case an accident happens. 

Ask for a Discount

Many different types of discounts are beneficial to Illinois drivers looking to cut their insurance rates. One of the primary discounts provided is a low mileage discount. This discount is given to individuals who drive under the average amount of miles per year. You can gain other discounts by having a good driving record, being a good student, or even having multiple cars on the same policy. All of these different discounts were created to save drivers money. 

Drive Safe

A simple way to save on insurance is by driving safely. Speeding tickets, accidents, and other traffic violations will most likely increase your premium. This means that it’s important to avoid these types of incidents if you don’t want your car insurance to increase in price. The better the driver the better the rates.

At Stanton Insurance, we understand that car insurance can be expensive but we’re here to help. We have some of the best rates in Warren, Henderson, Knox and surrounding counties. We also write auto insurance in the rest of Illinois and Iowa with fantastic rates as well. We are here to help you find the best insurance for your unique situation. So call us now at (309)734-2171 or visit https://stantoninsurance.com/ for a free quote!