Auto Insurance, Motorcycle Insurance, Boat Insurance
Coverage On The Go
Auto Insurance from Stanton Insurance Agency
Every year, millions of drivers are involved in automobile accidents that require medical attention. Over 30,000 individuals die in auto accidents each year. Every driver assumes certain risks when they sit in a vehicle’s driver’s seat…and every driver faces the possibility that they could be found liable for injury and/or property damage.
The good news is that today’s vehicles are built with technologies that reduce the likelihood of injuries. They feature energy absorption designs. The panels of the vehicles take the damage, effectively ‘absorbing’ the energy of a collision before it reaches the occupants. This design is effective in protecting drivers and passengers. Because the panels are designed to crumple and collapse during a collision, the cost of repairs and replacements is much higher than older designs.
The State of Illinois requires all motorists to carry liability insurance that covers the cost of injuries and/or damages to property and people resulting from an auto accident. Your Stanton Insurance agent can explain the various coverage available to you: coverage that not only protects you against liability exposure but also covers your vehicle repairs…even if you’re involved in an accident with an uninsured motorist. There are additional coverages that provide savings and convenience, such as towing coverage and rental car reimbursement that pays for a rental car while yours is being repaired.
When you’re found liable for a vehicle that’s been totaled in an auto accident, it’s not unusual for the costs to be more than the limits of your policy. Today’s rising medical costs and exorbitant court settlements can quickly exceed standard policy liability limits. When that happens, you’re financially responsible for whatever exceeds those limits. A liability umbrella is an affordable and effective way to protect yourself against that financial responsibility. It ‘kicks in’ and covers your exposure above your policy limits. Liability umbrellas extend liability protection for your auto policy, as well as your homeowners, motorcycle, and watercraft policy. Talk to your Stanton Insurance agent about an affordable liability umbrella.
Save with an Independent Insurance Agency
Unlike captive insurance agencies, Stanton Insurance Agency is not confined to one single insurance provider. We work with multiple carriers to offer a variety of options that appeal to a diverse group of drivers. Young drivers, retired drivers, those with spotless driving records, and those with less-than-stellar history can all find affordable, comprehensive coverage with one of the many companies represented by Stanton Insurance Agency. Our network of insurance carriers have different underwriting guidelines, and due to our long-term relationships, we understand how to match a particular driver with the auto carrier that provides the discounts for which they qualify.
Many companies offer multi-policy discounts, which save you money when you have car insurance and homeowners insurance with the same company. There are good driver discounts, good student discounts and more. Your Stanton Insurance Agency makes sure you get all the discounts for which you qualify.
Wherever and whatever you drive…we’ve got you covered
Stanton Insurance Agency offers coverage beyond auto insurance. When you’re on two wheels on the highway or the dirt track, we’ve got you covered with solid motorcycle insurance. If you’re on the lake in your boat, we’ve got you covered with personal watercraft insurance. Taking the family across the country in the RV? You’re covered. Jumping ponds in your ATV? We cover that, too…as well as the trailers you use to pull them. And if you’ve got a classic car, we have policies from companies that understand their value.
Stanton Insurance Agency provides:
- Auto Insurance
- Motorcycle Insurance
- RV Insurance
- ATV/Off-Road Vehicle Insurance
- Personal Watercraft Insurance
- Classic Car Insurance
We Handle SR22 Filings
An SR-22 is a certificate of insurance filed by the home office of your insurance company directly to the Secretary of State. Anyone who receives court supervision for a mandatory insurance offense is required to file proof of financial responsibility insurance (an SR-22 certificate) with the office of the Secretary of State. If you have received three or more convictions for mandatory insurance violations, you have to file an SR-22. The SR-22 is required for three years and failure to do so will result in a driver’s license suspension.
Stanton Insurance Agency handles SR22 Filings for our clients.