• 405 Schuyler St, Oquawka, IL 61469
  • 96 Public Square, Monmouth, IL 61462

Business Insurance / Commercial Insurance

Protecting Your Business: That’s Our Business
If you’re a business owner, you understand the difficulty of balancing a never-ending list of concerns. Managing the risks you face shouldn’t be an additional worry. It’s a duty that requires constant vigilance and there are simply too many variables that can’t be anticipated. The professionals at Stanton Insurance Agency have years of experience providing risk management solutions that remove that burden from your to-do list.

Protecting Your Assets

Restaurants, offices, or service-based businesses: regardless of the type of commercial enterprise you own, you share three specific needs that every brick and mortar location has: employees, property, and customers. Protecting these assets is essential to maintain your continued success and commercial insurance is the most effective and affordable method.
Commercial insurance isn’t mandatory in Illinois, yet the savviest business owners insist on having this critical coverage in place. Why? Illinois Lawsuit Abuse watch reports that the state of Illinois ranks among the worst in the nation for litigation abuse, where litigation settlement expenses average $5,000. These business owners understand that the costs of commercial/business insurance are insignificant when compared to the costs of the liabilities they face.

Coverage You Need

Different businesses face different risks…and most businesses are subject to some very similar risks as well. There are types of protection that apply to almost every business. Your Stanton Insurance agent can help you navigate the different types of insurance coverage that apply to your business…and design a policy that addresses your specific commercial needs. Standard coverage would include:

  • General Liability

Should someone become injured or if property is damaged because of your business operations, you could be held liable for paying for those damages, as well as any financial settlement awarded through a lawsuit. This particular coverage is highly recommended to small and home-based businesses that don’t have extensive business operations.

  • Worker’s Compensation Insurance

When you have employees, Workers Compensation is absolutely necessary. This provides funds to help employees involved in accidents or injuries that might occur while they’re on the job.

  • Commercial Vehicle Insurance

If you use a car or any other type of vehicle to transport products or provide services, Commercial Vehicle Insurance should be part of your risk management portfolio. The type of Commercial Vehicle Insurance you carry is predicated on the vehicle(s) and usage. It would provide liability protection and could include other coverage for physical damage done to your vehicle(s).

Independent Agencies offer Cost-Effective Options

Stanton Insurance Agency is an Independent Insurance Agency, and that’s good for business owners. It means we have developed relationships with multiple insurance providers who specialize in business insurance. It means we can shop for the best coverage at the best price for each business. We’re not limited to one company or one type of coverage. You get coverage designed with your business in mind…at a price you’ll appreciate.
Our business insurance options include (but are not limited to):

  • General Liability
  • Professional Liability
  • Worker’s Compensation
  • Garage
  • Bonds
  • Errors & Omissions
  • Builder’s Risk Insurance
  • Garage liability
  • Mechanic and body shop
  • Cabs and Limousines
  • Umbrella
  • Commercial Autos & Fleet
  • Group Life & Health