• 405 Schuyler St, Oquawka, IL 61469
  • 96 Public Square, Monmouth, IL 61462

Homeowners Insurance

There’s No Place Like Home…

Protect yours with Stanton Insurance Agency

Conversations at the kitchen table, movie nights and popcorn, slumber parties, and backyard soccer: home is truly where the heart is. This is the one place where we should always feel safe. Protecting your home and the things in it ensures your family will always have a safe place to be together.

Since 1919, Stanton Insurance Agency has been providing Homeowners Insurance that protects your home and belongings, as well as protecting you against the liabilities that you face by being a homeowner. You and your family should always enjoy everything a home provides, even should a loss occur. Stanton Insurance Agency makes sure your home is protected.

Make Sure You’re Protected

The common belief is that having a homeowner’s insurance policy ensures that you’re adequately covered for whatever loss might occur. In actuality, there are widely different limits within various insurance company’s homeowners’ policies. From jewelry to artwork, collectibles to firearms, and many other personal items, homeowners’ policies put caps on the amount of coverage offered for certain items. All too often, a homeowner doesn’t realize these limits exist until they suffer a loss, resulting in heavy out-of-pocket expenses simply to replace what they’ve lost. The agents at Stanton Insurance Agency take the time to determine your specific needs…and suggest additional coverages beyond policy limits so you’ll always have the right amount of insurance.

More than Home Insurance

There are so many things to consider once an unexpected event occurs, and that’s doubly true when it’s a loss involving your home. There are questions that need immediate answers, such as:

  • How do I pay for an additional place to live while my house is being repaired?
  • A guest was hurt at my home…now what happens?
  • I have a lot of extra expenses because I can’t stay at home.  Who pays for these?

These are important issues that need to be handled immediately. Your Stanton Insurance Agency professional goes to work as soon as you suffer a loss. We answer the questions you have, help meet the immediate needs that occur, and make sure you and your family’s concerns are addressed. Stanford Insurance Agency provides so much more than home insurance. We deliver peace of mind.

An Important Note for Renters

Your landlord carries insurance that covers their property…but, this insurance doesn’t cover YOUR property. There is something called an ‘insurable interest’ that must exist to insure an item against a loss. Insurable interest only exists if a person would suffer a financial loss or hardship when something is damaged or stolen. Your landlord has no insurable interest in your personal belongings, therefore, they can’t insure them.
However, you can protect your belongings with renter’s insurance. A renter’s insurance policy not only provides coverage for your furniture, electronics, clothing, and other items, but it also offers liability protection should someone become injured while visiting your place. Many policies also provide additional living expenses coverage, which pays for costs you incur due to a loss, such as hotel bills.

Stanton Insurance Agency is proud to provide Homeowners Insurance products that include coverage for:

  • Homes
  • Rental Property
  • Renter’s
  • Townhomes / Condominiums
  • Apartments
  • Mobile Homes
  • Vacant Homes
  • Homes Under Construction
  • Fire Policies
  • Liability Umbrellas
  • Flood
  • Earthquake
  • Jewelry, artwork, and other specialized personal belongings
  • Multi-Policy Discounts are available!