You get a frantic call from your daughter as she’s on her way from college. The tire on her car just popped, and she has no idea what to do. She’s still several hours away, and you can’t get there in time to help her. You’re going to have to call roadside assistance and a tow truck to help her. But even as you worry for your daughter, you never think about the cost. That’s because you have roadside assistance coverage which is a part of your auto insurance meant to protect you in moments just like this. In this blog, Stanton Insurance will explain why roadside assistance is an essential part of car insurance.
- Roadside assistance coverage is designed to protect you whenever you experience roadside trouble.
- Depending on your coverage, it can cover a myriad of problems including towing, flat tire replacement, and so much more.
- Roadside assistance can protect you from having to spend hundreds of dollars when you experience car trouble while driving.
What does roadside assistance typically cover?
Roadside assistance coverage is meant to cover you whenever you need roadside aid, like a tow truck. Roadside assistance plans are add-ons to your current car insurance policy. Typically, they can cost between ten to sixty dollars a year depending on the amount that they cover.
Most roadside assistance plans will cover:
- Battery jump-start,
- Locksmith services,
- Flat tire replacement,
- Fuel delivery, and
Some companies will even cover trip interruption. Trip interruptions mean that if your car breaks down far from home, your insurance agency could potentially pay for room and board while you’re waiting for it to be fixed. Roadside assistance exists to protect you while you’re on the toad.
What happens if I don’t have roadside assistance coverage?
Roadside assistance coverage protects you from having to pay for any roadside assistance that it covers. For example, to get your car towed to the nearest mechanic typically costs around $109, but you wouldn’t have to pay it if you have roadside assistance coverage. It protects from unexpected expensive charges throughout the year.
Do I need roadside assistance coverage?
Roadside assistance coverage is not required in the state of Illinois. But it is important for many drivers, as it allows them to have peace of mind that would be impossible without it. Here at Stanton Insurance, we strongly recommend that you get roadside assistance coverage to protect you no matter what happens on the road. One of the benefits of working with an independent insurance agency is that we totally understand that drivers often face difficult situations, so we want you to be completely covered in any situation.
As a agency that prides itself on being one of the best in the business while still being affordable, we want to find the best plan for you! Call us now at (309)734-2171 to learn how we can best help you!